If you are looking for a Burlingame mortgage, I can help you. I have been originating loans since 1985. Our company, RMC Real Estate Loans, is located in the heart of downtown Burlingame, on Burlingame Avenue, which will make it convenient for you to obtain your Burlingame mortgage.
Our company is a mortgage brokerage, which means that we are not tied to the programs of just one lender. Instead, we have wholesale relationships with lenders such as Bank of America, Wells Fargo, and Citimortgage, and many others. These relationships we have will enable us to quote you attractive terms from a variety of lenders for your Burlingame mortgage.
You might be saying to yourself, "why should I call a mortgage broker to obtain a Burlingame mortgage? I can just call the banks myself." Yes, you can call the banks yourself. However, there are so many nuances that go into a rate quote, that you will be spending a lot of time and energy trying to figure out which lender is the best to apply to. If you value your time, letting us help you obtain your Burlingame mortgage is a wise decision.
The property values in Burlingame are high compared to the rest of the country. We specialize in jumbo loans and agency jumbo loans (loans purchased from lenders by Freddie Mac and Fannie Mae). The limit for an agency jumbo loan for a single family Burlingame mortgage is $729,750. Many lenders offer agency jumbo loans. Few offer jumbo loans, but we do have them available up to $10 million.
If you need a jumbo loan for your Burlingame mortgage, be prepared to make a down payment of at least 20%. Generally speaking, you will need to provide two years of tax returns to verify your income. You will also need your debts to be no more than 45% of your income. I can help you figure out how much you can qualify for to obtain your Burlingame mortgage. I always have a few tricks up my sleeve (that are perfectly legal and ethical) to help increase the amount you can qualify for.
If you are purchasing a home in Burlingame or in the surrounding area, I suggest you get pre-approved before making an offer. Burlingame homes that are for sale often wind up obtaining multiple offers. If you are not pre-approved, your offer will not be as strong. To get pre-approved for a Burlingame mortgage means that you provide me with all of your financial documents and signed disclosure forms. I then submit your package to a lender, and they will approve you to borrow up to a certain amount.
Not only do we offer residential mortgages, but we also offer commercial mortgages and a reverse mortgage alternative. My goal is to provide a wide variety of programs and terms for your Burlingame mortgage needs!
Phil Caulfield
(650) 401-3239 Office
(650) 222-0386 Cell Phone
@philcaul Twitter
http://www.linkedin.com/in/philcaulfield LinkedIn
http://budurl.com/Philfinancepage Facebook
Do you need help structuring a loan, or getting a rate quote? Call me at (650) 222-0386, or e-mail me.
This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and pricing are subject to change without notice. This is not an offer to enter into a rate lock agreement under any state law.
wooooo hooo Phil! spot one page one in less then one day for search term "burlingame mortgage" of which you now have spots one and two now you just need to finish that listing with your friend I've been using it as my example for other confirmed Lo's just needs the video added and the final paragraph with agent contact info and a review by the agent to make sure it meets all MLS,NAR,and state regulations For advertising a listing. You kick butt phil!